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Student Loan Education

Undergraduate Student Loans

Undergraduate student loans come in the form of Federal Stafford Loans, Perkins loans and private student loans.

Financing undergraduate studies is most commonly completed through Federal student loans, with the addition of

private student loans if there is a need for additional funds to meet total costs of attending college.

Graduate Student Loans

After taking the GMAT and GRE, one should consider a graduate student loan. You still need to fill out the FAFSA.

After receiving your Financial Aid award letter, you'll know what kind of position you are in with student loans.

Federal Student Loans for graduate students come in the form of Stafford, PLUS and Perkins loans.

Student Consolidation Loans

The landscape of the student loan consolidation industry has changed with congress passing a new law.

Subsidies once offered to the lenders has now been cut and those funds are being used to assist students.

Consolidation loans are still offered by most lenders, and the Federal Government still backs these loans.

There are several useful resources on the internet that lists multiple consolidation lenders.

Parent Loans for College Students

Parent loans for Undergraduate Students are commonly known as Federal PLUS loans.

Limits vary and this is type of loan is for Parents with good credit.

Benefit of the PLUS Loan is parents of students can borrow federally guaranteed low interest loans.

The interest rate on the Federal PLUS Loan is fixed at 8.5% as of July 1st, 2006